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Free tool

Free Rate Review Tool

See how your current home loan rate compares with the market in about 60 seconds. No login and no personal data required.

How the Rate Review Tool works

Enter your loan balance, current interest rate and loan type. The tool compares your rate against current pricing across our lender panel and shows the gap — and what that gap could mean in repayments over a year.

What to do with your result

If your rate looks uncompetitive, the first step is usually to ask your current lender to reprice. We can do that for you, and if they won't move, we'll compare the wider market so you can decide whether refinancing makes sense after fees and costs.

Learn about refinancing or book a free rate review with a Toowoomba broker.

Watch pointResults are estimates only, based on the figures you enter and general assumptions. They are not a quote, a credit assessment or an offer of finance. All loans are subject to lender assessment and approval.

Talk it through with a Toowoomba broker

A free, no-obligation chat. We'll look at your situation, compare the market and give you a clear picture — then it's your call.

Call usBook a free chat