Independent brokers · 70+ lenders68 West Street, ToowoombaMon–Fri 9am–5pm
Call 1300 286 562
About us

Company Overview

Unlocked has been at the forefront of providing innovative finance and lending solutions in Toowoomba and surrounding regions for over a decade.

Unlocking Financial Potential

For over a decade, Unlocked Group, under the leadership of Director Sam Benz, has been at the forefront of providing innovative finance and lending solutions. Our journey has been built on a foundation of trust, integrity, and results-driven relationships with banks, accountants, and businesses across Australia.

Our Core Philosophy: Focused Expertise

At Unlocked, we live by a simple yet powerful adage: FOCUS on one thing. Do it well. Repeatedly. Become the expert. This laser-focused approach on lending has propelled us to become one of the fastest-growing finance and mortgage broking firms in Toowoomba.

Comprehensive Lending Solutions

While we proudly call Toowoomba home, our expertise spans nationwide, serving clients from Melbourne to Perth and up to Cairns. Our specialised services include:

  • Home Lending
  • Agricultural Finance
  • Business Loans
  • Equipment Finance

By concentrating solely on finance and lending solutions, we’ve honed our skills to provide unparalleled service across these diverse sectors.

The Unlocked Advantage

When you choose Unlocked, you’re not just getting a broker – you’re gaining access to our entire team of experts. What sets us apart is our collaborative approach, not only among our advisors but also with our extensive network of over 60 lenders. This ensures that we can offer you a wide range of options tailored to your unique needs.

Innovation in a Changing Landscape

With years of industry experience under our belt, we blend seasoned expertise with a youthful, innovative spirit. This unique combination allows us to stay agile and adaptive in the fast-evolving world of lending, consistently delivering cutting-edge solutions to our clients.

Our Commitment to You

At Unlocked, we’re not just about transactions – we’re about transformations. We’re committed to unlocking the financial potential of every client we serve, whether you’re a first-time homebuyer, an established business, or an agricultural enterprise looking to expand.

Partner with Unlocked, and experience the power of focused expertise, collaborative problem-solving, and innovative financial solutions.

Let us help you unlock your financial future today.

UNLOCKED is a brand of Unlocked Finance Pty Ltd (15 603 545 802).

What Our Clients Say

Unlocked are one of the best in the business. We went with Sam and his team at Unlocked 6 years ago and we never looked back. They have always gotten us the best. Always reliable, always helpful and they always work hard and look after their customers.

1000% recommend for anyone that’s looking for any home loan, personal loan or car loan. Call Sam and his team, you won’t be disappointed!

Why The Unlocked.

Local brokers. The full market. Your call.

Independent

We're not owned by or tied to any lender. Our job is to show you what's available across the market.

One dedicated broker

The broker you meet first sees your loan through to settlement. No hand-offs, no repeating yourself.

Ongoing rate reviews

We check in after settlement. If your rate stops being competitive, we'll let you know.

Plain English

No jargon and no fine-print surprises. We explain the trade-offs so the decision is yours.

Talk it through with a Toowoomba broker

A free, no-obligation chat. We'll look at your situation, compare the market and give you a clear picture — then it's your call.

Call usBook a free chat